HomeTeamAgents Earnings CalculatorContact Us

Get 1 on 1 Guidance

Override Income Calculator

Estimate how much you can earn by building a downline that pays you for life.

How It Works

This calculator helps you project your monthly residual income from overrides — based on the size and productivity of your team.

At Future First, you get paid every time someone in your downline writes a policy.

Here's what you earn:

Level

Relationship

Override

Level 1 (Managed)

You recruit and manage

$20 per policy

Level 1 (Recruited Only)

You recruit, someone else manages

$10 per policy

Level 2

Your recruit's recruit

$10 per policy

Level 3

Third level down

$4 per policy

Level 4

Fourth level down

$3 per policy

Level 5

Fifth level down

$2 per policy

Level 6

Sixth level down

$1 per policy

Instructions

Fill in the # of agents you have on each level

Fill in the average number of policies each agent writes per day

The calculator will auto-calculate your estimated monthly override income

Your Personal Policy Sales

How many policies do you personally sell per day?

0
012345 678910 1112131415
Daily Policies
0
Monthly Policies (2 × 30 days)
0
Monthly Commission (60 × $100)
0
Future Monthly Residual (60 × $100 ÷ 12)
0
Total Monthly Personal Income:
0

Earnings estimator with a team

See how your income grows when you build and lead a team of agents. Fill in the number of agents you have on each level, then the average number of policies each agent writes per day, and the calculator will auto-calculate your estimated monthly override income.

Level 1 (Managed)
$20 Override/Policy
0 agents × 0 policies × $20
$0
per month
Level 1 (Managed)
$10 Override/Policy
0 agents × 0 policies × $10
$0
per month
Override Level 2
$10 Override/Policy
0 agents × 0 policies × $10
$0
per month
Override Level 3
$4 Override/Policy
0 agents × 0 policies × $10
$0
per month
Override Level 4
$3 Override/Policy
0 agents × 0 policies × $10
$0
per month
Override Level 5
$2 Override/Policy
0 agents × 0 policies × $10
$0
per month
Override Level 6
$1 Override/Policy
0 agents × 0 policies × $1
$0
per month
Team Override Subtotal
Total from all override levels
$0
per month
Total Monthly Income
Personal commission + team override income!
$0
per month
$0
per year
Bonus Income
Residual income starting next year
$0
per month
$0
per year

Important Disclosure

Income Disclaimer: The income projections and calculations provided by this calculator are estimates only and are not guarantees of actual earnings. Individual results may vary significantly based on numerous factors including but not limited to: market conditions, individual effort, experience, skill level, geographic location, economic conditions, and other variables beyond our control.

No Guarantee of Success: Past performance does not guarantee future results. The insurance industry involves risk, and there is no guarantee that you will achieve any particular income level or that you will be successful in this business.

Professional Advice: This information is for educational purposes only and should not be considered financial, legal, or professional advice. Please consult with appropriate professionals before making any business or financial decisions.

FutureFirst Advisors Helps Seniors Make Better Decisions Today For A Safer Future Tomorrow

1 on 1 Guidance

support@futurefirstadvisors.com

© 2025 FutureFirst Advisors. All rights reserved.

Navigate

Follow Us

Navigate